FHA Approved

Get The Home You Want

FHA Loans – Federal Housing Administration

An FHA loan is a home or condo loan that is insured by the Federal Government.

  • 3.5% down payment (there are programs that require no down payment as well)
  • Gift funds allowed
  • Loan amounts up to $970,800
  • 580 Minimum Credit Score (in some instances we can go lower)
  • Non-occupant co-borrowers allowed (meaning you can have a parent or another party help you qualify)
  • 6% seller concessions allowed
  • No income limitations
  • Rate/term  and cash out refinances available.
  • 1st time buyer or not
  • Excellent rates
  • For Owner Occupied borrowers only
  • 1-4 units as long as you occupy one of them

Southern Oaks Mortgage, Inc. is an approved FHA lender with 25 years of FHA loan expertise.

For more information, please call 661.964.2600 and ask for Jeff Eisenberg

Let's Get That Home

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Contact

Main Office

25060 Avenue Stanford, Suite 255
Valencia, CA 91355

(661) 964-2600

jeff@somloans.com

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