Service Areas

We Service All of California & More 

We proudly serve homebuyers, families, and investors across California—with a strong focus on the Santa Clarita Valley and the surrounding communities. Whether you’re looking for a home loan, refinancing, reverse mortgage, or second mortgage, our team is here to help. We specialize in serving neighborhoods throughout the Santa Clarita Valley, including Valencia, Newhall, Saugus, Canyon Country, Stevenson Ranch, and Westridge. As a local lender based in Santa Clarita, we understand the unique needs of our community and provide personalized mortgage solutions with friendly, expert guidance. Beyond the Santa Clarita area, we also assist clients throughout Los Angeles County, Orange County, and Ventura County. No matter where you are in Southern California, Southern Oaks Mortgage is committed to making the loan process simple and stress-free. Reach out today to learn how we can help you find the right mortgage solution for your home or investment.