FHA Approved

• 3.5% down payment (there are programs that require no down payment as well)
• Gift funds allowed
• Loan amounts up to $970,800
• 580 Minimum Credit Score (in some instances we can go lower)
• Non-occupant co-borrowers allowed (meaning you can have a parent or another party help you qualify)
• 6% seller concessions allowed
• No income limitations
• Rate/term  and cash out refinances available.
• 1st time buyer or not
• Excellent rates
• For Owner Occupied borrowers only
• 1-4 units as long as you occupy one of them

Southern Oaks Mortgage, Inc. is an approved FHA lender with 25 years of FHA loan expertise.

For more information, please call 661.964.2600 and ask for Jeff Eisenberg

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